Good Luck.

The truth is banks don't do very many mortgages. If you have great credit and you are not self-employed you have a better shot. Banks usually only have one loan officer and he is usually very busy. At the big banks a lot of them are not on commision so they are'nt that motivated. If you chose a mortgage company most loan officer's are paid almost entirely on commision. They want your loan to close usually as bad as you do. That's the one good thing about the mortgage business.